TLDRJames Daley, founder of Fairer Finance, has launched a £1.5bn class action lawsuit against Apple, alleging that Apple Pay's hidden fees and anti-competitive practices have increased costs for 50 million UK consumers. The lawsuit claims that Apple Pay has been the only contactless payment service for iPhone users in the UK for the past decade, allowing Apple to charge fees that were passed on to banks and then to all customers, regardless of their device. Apple has dismissed the lawsuit as misguided, stating that Apple Pay is a secure payment option and that banks benefit from offering it to their customers. The case will be decided by the Competition Appeal Tribunal.

Source: The Guardian January 23, 2026 22:27 UTC